New Century Financial, Inc. (“NCF“) is serious about protecting the privacy of your personal information. We have put strict policies into place to ensure that the privacy of your personal information is protected while still enabling you to make use of the website (the “Site“) or the services provided by NCF (the “Services“). We use information collected about you through the use of the Services or on the Site solely for the purposes set out in this policy. Terms of this privacy policy may be updated from time to time, so please check our website for updates.

Your Consent

By using this Site or the Services, you consent to the terms of this Privacy Policy. If you do not agree to this Privacy Policy, please do not access or otherwise use the Site or Services.

Data Collection

We may collect limited non-personally identifying information your browser makes available whenever you visit a website. This information includes your IP address, browser type, browser language, the date and time of your visits, and cookies that may uniquely identify your browser. We collect information from you when you register for our Services which you choose to provide. This information may include, but is not limited to, your name, e-mail address, mailing address, phone number, social security number and bank account information. We also collect information regarding our transactions and experiences with you, including your payment history. We may also collect information from third parties’ websites or applications as specified in this Privacy Policy below.

Use of Information

Any of the information we collect from you may be used in one of the following manners:

  • To operate, maintain, improve, and provide our Services to you;
  • To verify your identity;
  • To register you as a user and identify you when you sign in to your account;
  • To determine your eligibility for our Services;
  • To improve customer service;
  • To develop and improve our website.

Protection of Information

We implement reasonable security measures, including, but not limited to, firewall barriers, Secure Socket Layer (SSL) encryption techniques, and authentication procedures, to maintain the safety of your personal information. You acknowledge, however, that no system is perfectly secure. While we strive to protect your personal information, NCF cannot ensure or warrant the security of any data or content you transmit to us, and you do so at your own risk. In the event of a breach of the confidentiality or security of your information, we will notify you within a reasonable time frame so you can take appropriate protective steps and to inform you of the steps that NCF is taking with respect to such breach.

Cookies

We may use tracking technology (cookies), which can help us make our website more user-friendly, efficient, and secure. Cookies are small text files that are stored on your PC and used by your browser. Your browser can be configured so that cookies can be accepted with your permission or completely blocked.

Disclosure of Information

We may share your information with our contracted service providers and affiliates only to assist us with our business operations and to provide our services to you.

We may also disclose your information:

  • To comply with any applicable law, regulation, legal process or governmental request;
  • To enforce our terms, including investigations of potential violations thereof;
  • To protect against harm to the rights, property, or safety of NCF, our users, yourself, or the public;
  • To detect, prevent, or otherwise address fraud or security issues;
  • To any other third party with your prior consent to do so.

Third Party Services

The Services may enable you to interact with or contain links to your Third Party Account and other third party websites, mobile software applications, and services that are not owned or controlled by us (each a “Third Party Service”). We are not responsible for the privacy practices or the content of these Third Party Services. Please be aware that the Third Party Services may collect personal information from you. Accordingly, you should read the privacy policy of each Third Party Service that you choose to use or interact with.

Compliance with Governing Law

You agree that this privacy policy is governed by the laws of the State of Texas excluding the choice of law provisions thereof.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page, and in such event your continued use of the Site, shall constitute your acceptance of such updated privacy policy.

This Privacy Policy is Effective as of: April 15, 2016.