Working capital is at the heart of every business. Whether it’s used to maintain operations and make payroll, or for growth projects, healthy working capital reserves are essential for long-term success. However, for many small businesses, building healthy working capital reserves can be a major challenge, especially in times of uncertainty. Expect the Unexpected with […]
Building Healthy Working Capital Reserves for Your Business
3 Things to Avoid When Requesting Business Financing
From traditional loans to alternative funding, there are more types of business financing programs available today than there were but a decade ago. But no matter which type of business financing you are considering, there are some “fine print” items and terms you should look out for, because they can end up placing a strain […]
Understand Accounts Payable, Accounts Receivable, and Liabilities
In order to run a successful business, a lot has to happen on the back end. Accounting, which is usually performed by the business owner in the beginning, is the place where revenue and expenses meet, and hopefully result in a positive number. While business accounting can become very complex, do-it-yourself business owners can make […]
Staggered Payments Vs. Business Cash Flow
Cash flow is important to every business, as the revenue covers overhead costs and provides a source of capital that can be used for growth projects. But with receivables on staggered payment schedules, many businesses are not getting access to revenue as quickly as they should. Fortunately, there is a way to bridge the gap […]
How the Debt Cycle Limits Growth for Small Businesses
When businesses need funding, the conventional solution is to take out loans for working capital. This sets the debt cycle into motion, and many businesses find themselves dependent on loans for the duration. However, the debt cycle can place a big strain on finances and limit business growth. What Is the Debt Cycle When a […]






